Frequently Asked Questions (FAQ)
Find answers to common questions about membership, deposits, and loan limits.
Membership
To become a member, you must fill out the Membership Application Form, submit your KYC documents (Aadhaar & PAN card), and pay a registration/share fee. The application is reviewed by our branch managers.
Deposits
An RD scheme allows members to deposit a fixed amount monthly (e.g. ₹500, ₹1000) for a chosen tenure. It earns interest compounded/simple at maturity, helping members build a robust savings habit.
An authorized agent will visit your home or shop daily to collect savings starting as low as ₹10. Collections are updated immediately via digital receipts and statements.
Loans
We offer Member Personal Loans, Business Development Loans, and Loan against Deposits. Loans require a guarantor (who must be an active cooperative member) and verified income proof.
General
Yes, our society operates under state cooperative guidelines. We maintain statutory liquidity ratios and reserves to ensure 100% security for member investments.