Interest Rates
View transparent interest rates for all deposit schemes and loan options.
Fixed Deposit (FD) Interest Rates
Earn high-yield returns with guaranteed capital safety.
| Scheme Name | Tenure | General Members (p.a.) | Senior Citizens (p.a.) |
|---|---|---|---|
| Fixed Deposit Premium | 1 Years | 12.00% | 12.00% |
Recurring Deposit (RD) Interest Rates
Build systematic savings with quarterly/yearly compounding returns.
| Scheme Name | Tenure | Monthly Installment Rate (p.a.) | Senior Citizens (p.a.) |
|---|---|---|---|
| Recurring Deposit Regular | 12 Months | 8.50% | 8.50% |
Daily Deposit (DD) Interest Rates
Door-to-door deposit schemes collection rates.
| Scheme Name | Tenure | Deposit Mode | Interest Rate (p.a.) |
|---|---|---|---|
| Daily Deposit Fixed Standard | 365 Days | Fixed | 8.00% |
| Daily Deposit Flexible Savings | 365 Days | Flexible | 8.00% |
Member Loan Interest Rates
Affordable credit facilities for active cooperative members.
| Loan Product | Max Limit | Interest Type | Interest Rate (p.a.) |
|---|---|---|---|
| Personal Loan | ₹100,000.00 | Reducing | 24.00% |